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The XRP Ledger is a decentralized cryptographic ledger powered by a network of peer-to-peer servers. The XRP Ledger is the home of XRP, a digital asset designed to bridge the many different currencies in use worldwide.

stewards the development of the XRP Ledger, and advances XRP as a key contribution to the 

: a world in which money moves the way information does today.

XRP is a digital asset native to the XRP Ledger. Anyone with a cryptographic key and an internet connection can receive, hold, and send XRP to anyone else. XRP’s creators have developed it to be a desirable bridge currency that can facilitate trades in any other currency. XRP has many properties which make it an appealing asset for many other use cases, too:

XRP Feature List
  • Censorship-Resistant Transaction Processing: No single party decides which XRP transactions succeed or fail, and no one can “rollback” a transaction after it completes. As long as those who choose to participate in the network keep it healthy, they can send and receive XRP in seconds.
  • Fast, Efficient Consensus Algorithm: The XRP Ledger’s consensus algorithm settles transactions in 4 to 5 seconds, processing at a throughput of up to 1500 transactions per second. These properties put XRP at least an order of magnitude ahead of other top digital assets.
  • Finite XRP Supply: When the XRP Ledger began, 100 billion XRP were created, and no more XRP will ever be created. (Each XRP is subdivisible down to 6 decimal places, for a grand total of 100 quadrillions (10^17) drops of XRP.) The available supply of XRP decreases slowly over time as small amounts are destroyed to pay transaction costs.
  • Responsible Software Governance: A team of full-time, world-class developers at Ripple maintain and continually improves the XRP Ledger’s underlying software. Ripple acts as a steward for the technology and an advocate for its interests and builds constructive relationships with governments and financial institutions worldwide.
  • Secure, Adaptable Cryptography: The XRP Ledger relies on industry-standard digital signature systems like ECDSA (the same scheme used by Bitcoin) but also supports modern, efficient algorithms like Ed25519. The extensible nature of the XRP Ledger’s software makes it possible to add and disable algorithms as the state of the art in cryptography advances.
  • Modern Features for Smart Contracts: Features like Escrow, Checks, and Payment Channels support cutting-edge financial applications including the Interledger Protocol. This toolbox of advanced features comes with safety features like a process for amending the network and separate checks against invariant constraints.
  • On-Ledger Decentralized Exchange: In addition to all the features that make XRP useful on its own, the XRP Ledger also has a fully-functional accounting system for tracking and trading obligations denominated in any way users want, and an exchange built into the protocol. The XRP Ledger can settle long, cross-currency payment paths and exchanges of multiple currencies in atomic transactions, bridging gaps of trust with XRP.
XRP Tech Specification
  • Blockchain Own Blockchain
  • Consensus XRP Ledger Consensus Protocol
  • Block Time 3-5 seconds
  • Hash Algorithm Ripple Protocol Consensus Algorithm
  • Open Source 1
  • Development Status Working product
  • Hardware Wallet Yes
XRP Most Popular Content
Race Between XRP, ADA Among Top 100 BSC Whales Getting Intense
3 weeks ago

XRP News: Ripple’s native crypto, XRP community and Cardano founder Charles Hoskinson have been involved in a Twitter banter over the US SEC Vs Ripple lawsuit predictions. However, now both the cryptos (XRP and ADA) have caught in race led among the biggest BSC whales. ADA beating XRP among BSC whales? As per WhaleAlert, XRP The post Race Between XRP, ADA Among Top 100 BSC Whales Getting Intense appeared first on CoinGape.

Whales Abruptly Move $202,000,000 in XRP and Ethereum-Based Altcoin Project – Here’s Where the Crypto Is Now
2 days ago

After moving huge amounts of Bitcoin (BTC) and (ETH) over the weekend, crypto whales are...

SEC Threatening To Bankrupt Crypto Business, XRP Lawyer Claims
2 weeks ago

U.S. Securities and Exchange Commission (SEC) is on the radar of digital asset industry leaders over its alleged regulatory overreach. An Amicus Curiae in the XRP lawsuit has claimed that the SEC lawyers are threatening to bankrupt an American entrepreneur before filing a lawsuit against them. XRP lawyer ready to testify John Deaton, XRP holders’ The post SEC Threatening To Bankrupt Crypto Business; XRP Lawyer Claims appeared first on CoinGape.

XRP Team
Chris Larsen
Executive Chairman
Asheesh Birla
VP of Product
Patrick Griffin
SVP of Business Development
Christopher Kanaan
VP of Engineering
Sandi Kochhar
VP of People
Brynly Llyr
General Counsel
Monica Long
VP of Marketing
John Mitchell
Senior Vice President
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XRP Exchanges
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Since its establishment in 2013, Huobi Group has been financed by ZhenFund and Sequoia
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Prime XBT is a Bitcoin-based platform, offering leveraged trading on several digital assets including |, |, |, and |
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Mention XRP in News
Craig Wright and David Schwartz Have a Public Altercation Over XRP
3 days ago

The post Craig Wright and David Schwartz Have a Public Altercation Over XRP appeared first on Coinpedia Fintech News Craig Wright, the purported creator of Bitcoin, and David “JoelKatz” Schwartz, the CTO of Ripple, engaged in a furious altercation on Twitter. Wright’s tweet claiming XRP to be a fraud set off the argument. What Happened […]

John Deaton Predicts the Fate of Bitcoin (BTC), Ethereum (ETH) & XRP After 5 Years
2 weeks ago

The post John Deaton Predicts the Fate of Bitcoin (BTC), Ethereum (ETH) & XRP After 5 Years appeared first on Coinpedia Fintech News It appears that cryptocurrencies are recovering from a phase of collapse in the industry, which was caused by FTX and Alameda. On significant spot exchange platforms, Bitcoin (BTC) briefly jumped to $23,330 […]